Free Tools
Everything here is free and takes minutes, not meetings. Start with the audit check if your renewal is close — that’s the one with a deadline attached.
Free to use. Educational, not insurance advice. No quote unless you ask.
90 seconds
The audit looks at every sub you paid and every certificate you can produce for them. Anything you can't document can be treated as your payroll. Answer a handful of questions about your trades, your certificates, and your payroll, and see where you stand before the audit does.
Check my chargeback risk →Maryland
Six free tools for Maryland contractors — the Chargeback Risk Score, a class code cheat sheet, an audit day prep checklist, a live sub COI tracker, a renewal calendar, and an optional 15-minute audit exposure review with a licensed Maryland agent. Built for general contractors and the other trades we cover. Yours to keep.
Get the Kit →2 minutes
Nine questions about your business: how many people you run, what's changed in the last year, and when you last looked at your program. You get a written readout of the areas worth walking through with a licensed agent.
Start the assessment →60 seconds
Three questions about your trade, your current premium, and your renewal month. A licensed agent takes it from there and reviews what you're carrying with you.
Start the check →Keep Going