Find the right commercial insurance for your business.

We connect business owners with local, independent agents who specialize in your industry. Tell us about your business and get matched in minutes.

Get Matched With an Agent

Free to use. No obligation. No spam.

Not sure yet? Take our free coverage gap assessment →

How It Works

Three steps to better coverage.

1

Tell us about your business

Your industry, location, and what type of coverage you're looking for. Takes about 60 seconds.

2

Get matched with a local agent

We'll connect you with an independent agent in your area who specializes in businesses like yours.

3

Get your quote

Your agent will reach out to discuss your needs and put together a quote tailored to your business.

Who We Serve

Built for small businesses.

Our agents work with business owners across dozens of industries. Here are some of the most common.

General ContractingRestaurantsAuto Body ShopsHVAC CompaniesPlumbingFitness & WellnessDental OfficesLaw FirmsRoofingRemodelingElectricalLandscapingProperty Management

Free Tools

Check your own numbers before you talk to anybody.

We build small tools for contractors who’d rather find a problem now than on audit day — a chargeback risk score for your workers’ comp audit, a class code cheat sheet, a coverage gap assessment. Use what’s useful and ignore the rest.

See the free tools

Free to use. Educational, not insurance advice. No quote unless you ask.

Coverage Types

Our agents handle it all.

Whatever your business needs, the agents on our platform can help you find the right coverage.

General Liability

Protects against third-party claims of bodily injury, property damage, and advertising injury.

Workers' Compensation

Covers medical expenses and lost wages for employees injured on the job.

Commercial Property

Protects your buildings, equipment, inventory, and other physical assets.

Commercial Auto

Covers vehicles used for business purposes, including liability and physical damage.

Business Owner's Policy

Bundles general liability and commercial property into one policy at a lower cost.

Professional Liability

Protects against claims of negligence, errors, or omissions in professional services.

Get matched with an agent.

Fill out the form below and a local agent will reach out to you within one business day.

What coverage are you looking for? (select all that apply)

By submitting this form, you agree to be contacted by a licensed insurance agent in your area regarding your coverage needs. Collateral is not an insurance company or licensed insurance producer.